Aimed primarily though not exclusively at the probate department within a legal practice, we are aware of difficulties historically encountered with the arrangement of suitable household insurance when property becomes unoccupied recognising the need for a facility that can provide immediate cover when required and be both simple to arrange and easily accessible.
Very often when a property becomes unoccupied or let, existing Insurers either impose onerous terms with restricted cover or decline to continue with the policy altogether regardless of whether a financial/mortgagee interest exists. In probate, the estate could be left exposed albeit temporarily whilst alternative arrangements are put in place.
To accommodate this and offer an alternative, we have put together an exclusive household insurance facility, the 'PIP' scheme which has been specifically established to provide suitable and effective cover for buildings and contents whilst the property is either unoccupied or let pending probate settlement.
The following benefits are available:-
All benefits available for most qualifying properties